Have you had a Foreclosure or have outstanding CMHC debt (Canada Mortgage and Housing)? Did you lose your home in the flood but still have a mortgage? CMHC insures many mortgages in Canada. If you default on your mortgage and your bank forecloses on your home, there is a good chance that your bank was insured by CMHC insurance and now CMHC is going to try to collect that debt from you. We can help you with this problem. We can deal with this CMHC debt and help to get your credit on the right track so that one day you can qualify for another mortgage.